This tells us which laws and deadlines actually apply.
๐ฅ Health insurance denial
A claim, treatment or prescription that was denied or delayed.
๐ณ Debt & credit dispute
A collector, a credit bureau entry, or a billing error.
๐ซ Consumer fraud / bad-faith business
A company that took your money and stopped responding.
๐๏ธ Government agency / civil servant
A department, caseworker or office that's gone quiet.
๐ Landlord, property manager or HOA
A deposit, a repair, or a lease dispute.
โจ Something else
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